Platform Updates: December 2025

Mosaic Launches the Credit View

Mosaic is expanding beyond equity underwriting.

Introducing Credit View — a purpose-built dashboard for credit investors, delivering real-time visibility into leverage, debt paydown, coverage, and cash flow resilience directly within your LBO.

Switching is simple: open any model, click the gear icon in the top right, and toggle from “Equity” to “Credit.”

1 – Tailored credit dashboard: The Summary tab now adapts to credit-first underwriting. Instead of IRR and MOIC, you’ll see key credit statistics including:

• Entry Levered Free Cash Flow (LFCF) to Debt

• Entry Loan to Value (LTV)

• Forecast leverage and de-leveraging trajectory

2 – Expanded Case Manager: Within Case Comparison, Mosaic now breaks down performance on a true credit basis. Compare debt paydown, cash flow generation, leverage evolution and key coverage metrics side by side. Every case is analyzed through the structure that matters to lenders.

3 – Credit-Specific Sensitivity Analysis: Within the “Sensitivity” tab, sensitize key credit metrics including Fixed Charge Coverage Ratio (“FCCR”), Interest Coverage Ratio (“ICR”), and LFCF across various purchase prices, entry and exit multiples, leverage, and margin profiles.

Mosaic Vision Now Supports Full Excel and PDF Uploads

Mosaic Vision now supports complete Excel workbooks and PDF documents, including CIMs. With AI-powered extraction, Mosaic can interpret and import operating data from your files, making it dramatically faster to kick off a model from a preexisting workbook or investment deck.

Whether you're starting from a historical forecast, a lender model, or a management-provided CIM, Mosaic Vision helps you move from raw inputs to a structured Mosaic model in minutes.

Getting started is simple: create a new model, name it, and then click on “Mosaic Vision”. Next, select the desired file and let Mosaic handle the rest.

Expanded Base Rate Support

Mosaic now offers expanded base rate curve support when building debt schedules. In addition to SOFR, users can now pull in EURIBOR and SONIA. This update enables investors and finance teams across EMEA to model debt structures using their local reference rates, improving accuracy and eliminating the need for manual curve adjustments. With broader base rate coverage, Mosaic continues to support more global workflows and more flexible capital structure modeling.